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Wage Garnishment Limits in Nevada

Nevada caps garnishment at 18% of disposable earnings if gross weekly pay is $770 or less, or 25% if higher, and never more than the amount above 50 times the federal minimum wage.

Last checked . General information, not legal advice.

Nevada at a glance

Garnishment limit for consumer debt
18% or 25% (by pay); only above 50x federal minimum wage
Whichever of the percentage cap or the excess over 50 times the federal minimum hourly wage is less applies.
Garnishment allowed for consumer debt
Yes
Stricter than federal limit
Yes
Head of household exemption
No

Sources

Last checked

The rules in Nevada

How much of your wages can be garnished for consumer debt in Nevada?

Garnishment limit for consumer debt in Nevada: 18% or 25% (by pay); only above 50x federal minimum wage. Whichever of the percentage cap or the excess over 50 times the federal minimum hourly wage is less applies.

Can wages be garnished for ordinary consumer debt in Nevada?

Yes. Garnishment allowed for consumer debt in Nevada: yes.

Does Nevada protect more wages from garnishment than federal law?

Yes. Stricter than federal limit in Nevada: yes.

Does Nevada give extra garnishment protection to a head of household?

No. Head of household exemption in Nevada: no.

Where do the Nevada wage garnishment limits come from?

The rules above come from Nev. Rev. Stat. 31.295. Each source is linked on this page. We last checked them in October 2026.

What this means in practice

Disposable earnings are what remains after deductions the law requires, such as income tax, Social Security and required withholding. Voluntary deductions like health insurance or retirement contributions are usually not subtracted, so the protected amount is often less than take home pay suggests.

The limits in this guide apply to ordinary consumer debt. Child support, alimony, federal and state taxes, and federal student loans follow separate rules that often allow a larger share of pay to be taken, even in states with strict limits for other debts.

Exemptions are often not applied automatically. A worker may need to file a claim of exemption with the court within a short deadline after receiving notice of the garnishment. Reading the notice promptly, and talking with the creditor about a payment plan or settlement, can keep more of each paycheck.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.