Skip to content
Oakclause

Statute of Limitations on Debt in Nevada

In Nevada, a lawsuit on a written contract must be filed within 6 years, on an oral contract or store account within 4 years, and on a note payable at a definite time within 6 years.

Last checked . General information, not legal advice.

Nevada at a glance

Written contracts
6 years
Oral contracts
4 years
Promissory notes
6 years
Six years after the due date under the UCC for a note payable at a definite time.
Open accounts
4 years
Applies to open accounts for goods sold and delivered and articles charged on a store account.

Sources

Last checked

The rules in Nevada

What is the statute of limitations for a written contract in Nevada?

Written contracts in Nevada: 6 years.

What is the statute of limitations for an oral contract in Nevada?

Oral contracts in Nevada: 4 years.

What is the statute of limitations on a promissory note in Nevada?

Promissory notes in Nevada: 6 years. Six years after the due date under the UCC for a note payable at a definite time.

What is the statute of limitations on an open account, such as a credit card, in Nevada?

Open accounts in Nevada: 4 years. Applies to open accounts for goods sold and delivered and articles charged on a store account.

Where do the Nevada statutes of limitations on debt come from?

The rules above come from Nev. Rev. Stat. 11.190, Nev. Rev. Stat. 11.200 and Nev. Rev. Stat. 104.3118. Each source is linked on this page. We last checked them in October 2026.

Good to know

Since a 2023 amendment, a payment, affirmation or other activity on a debt after the period has expired does not revive it (NRS 11.200).

What this means in practice

The clock usually starts when the debt is breached, which for a loan or account is often the date of the missed payment or the last payment made. In some states a new payment or a written acknowledgment of the debt can restart or extend the period, so the starting date matters as much as the length.

A statute of limitations is generally a defense the person being sued has to raise. If a lawsuit on an old debt is filed and nobody responds, the court can enter a judgment even if the period had expired. Judgments have their own, separate enforcement periods.

Which state's deadline applies is not always obvious. Contracts may contain a choice of law clause, and some states have borrowing statutes that apply a shorter period from another state. Federal rules also bar debt collectors from suing or threatening to sue on time-barred consumer debt. For a specific dispute, check the statute and consider talking to an attorney.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.