Skip to content
Oakclause

Wage Garnishment Limits in Kansas

Kansas allows wage garnishment for consumer debt up to the federal limit: the lesser of 25% of disposable earnings or the amount above 30 times the federal minimum wage.

Last checked . General information, not legal advice.

Kansas at a glance

Garnishment limit for consumer debt
Lesser of 25% or amount above 30x federal minimum wage
One creditor may issue only one garnishment against the same debtor in any 30 day period.
Garnishment allowed for consumer debt
Yes
Stricter than federal limit
No, matches federal limit
Garnishment is delayed until 2 months after recovery if illness kept the debtor or a family member from work for over 2 weeks.
Head of household exemption
No

Sources

Last checked

The rules in Kansas

How much of your wages can be garnished for consumer debt in Kansas?

Garnishment limit for consumer debt in Kansas: Lesser of 25% or amount above 30x federal minimum wage. One creditor may issue only one garnishment against the same debtor in any 30 day period.

Can wages be garnished for ordinary consumer debt in Kansas?

Yes. Garnishment allowed for consumer debt in Kansas: yes.

Does Kansas protect more wages from garnishment than federal law?

No, matches federal limit. Stricter than federal limit in Kansas: no, matches federal limit. Garnishment is delayed until 2 months after recovery if illness kept the debtor or a family member from work for over 2 weeks.

Does Kansas give extra garnishment protection to a head of household?

No. Head of household exemption in Kansas: no.

Where do the Kansas wage garnishment limits come from?

The rules above come from Kan. Stat. Ann. 60-2310. Each source is linked on this page. We last checked them in October 2026.

Good to know

A creditor that sold or assigned an account, and the buyer or collection agency that took it, generally cannot use wage garnishment; support, tax and court debts are excepted.

What this means in practice

Disposable earnings are what remains after deductions the law requires, such as income tax, Social Security and required withholding. Voluntary deductions like health insurance or retirement contributions are usually not subtracted, so the protected amount is often less than take home pay suggests.

The limits in this guide apply to ordinary consumer debt. Child support, alimony, federal and state taxes, and federal student loans follow separate rules that often allow a larger share of pay to be taken, even in states with strict limits for other debts.

Exemptions are often not applied automatically. A worker may need to file a claim of exemption with the court within a short deadline after receiving notice of the garnishment. Reading the notice promptly, and talking with the creditor about a payment plan or settlement, can keep more of each paycheck.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.