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Wage Garnishment Limits in Delaware

Delaware exempts 85% of a resident's wages from attachment, so no more than 15% can be garnished for consumer debt.

Last checked . General information, not legal advice.

Delaware at a glance

Garnishment limit for consumer debt
Exempt: 85% of wages
Applies to Delaware residents. Only one attachment may be made on any amount of wages due.
Garnishment allowed for consumer debt
Yes
Stricter than federal limit
Yes
Head of household exemption
No

Sources

Last checked

The rules in Delaware

How much of your wages can be garnished for consumer debt in Delaware?

Garnishment limit for consumer debt in Delaware: Exempt: 85% of wages. Applies to Delaware residents. Only one attachment may be made on any amount of wages due.

Can wages be garnished for ordinary consumer debt in Delaware?

Yes. Garnishment allowed for consumer debt in Delaware: yes.

Does Delaware protect more wages from garnishment than federal law?

Yes. Stricter than federal limit in Delaware: yes.

Does Delaware give extra garnishment protection to a head of household?

No. Head of household exemption in Delaware: no.

Where do the Delaware wage garnishment limits come from?

The rules above come from Del. Code tit. 10, 4913. Each source is linked on this page. We last checked them in October 2026.

What this means in practice

Disposable earnings are what remains after deductions the law requires, such as income tax, Social Security and required withholding. Voluntary deductions like health insurance or retirement contributions are usually not subtracted, so the protected amount is often less than take home pay suggests.

The limits in this guide apply to ordinary consumer debt. Child support, alimony, federal and state taxes, and federal student loans follow separate rules that often allow a larger share of pay to be taken, even in states with strict limits for other debts.

Exemptions are often not applied automatically. A worker may need to file a claim of exemption with the court within a short deadline after receiving notice of the garnishment. Reading the notice promptly, and talking with the creditor about a payment plan or settlement, can keep more of each paycheck.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.