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Wage Garnishment Limits in Connecticut

Connecticut limits wage garnishment for consumer debt to the lesser of 25% of disposable earnings or the amount above 40 times the higher of the federal or Connecticut minimum wage.

Last checked . General information, not legal advice.

Connecticut at a glance

Garnishment limit for consumer debt
Lesser of 25% or amount above 40x minimum wage
Uses the higher of the federal or Connecticut minimum wage. A wage execution requires an installment payment order first.
Garnishment allowed for consumer debt
Yes
Stricter than federal limit
Yes
Head of household exemption
No

Sources

Last checked

The rules in Connecticut

How much of your wages can be garnished for consumer debt in Connecticut?

Garnishment limit for consumer debt in Connecticut: Lesser of 25% or amount above 40x minimum wage. Uses the higher of the federal or Connecticut minimum wage. A wage execution requires an installment payment order first.

Can wages be garnished for ordinary consumer debt in Connecticut?

Yes. Garnishment allowed for consumer debt in Connecticut: yes.

Does Connecticut protect more wages from garnishment than federal law?

Yes. Stricter than federal limit in Connecticut: yes.

Does Connecticut give extra garnishment protection to a head of household?

No. Head of household exemption in Connecticut: no.

Where do the Connecticut wage garnishment limits come from?

The rules above come from Conn. Gen. Stat. 52-361a. Each source is linked on this page. We last checked them in October 2026.

Good to know

A creditor can apply for a wage execution only after the debtor fails to comply with a court installment payment order.

What this means in practice

Disposable earnings are what remains after deductions the law requires, such as income tax, Social Security and required withholding. Voluntary deductions like health insurance or retirement contributions are usually not subtracted, so the protected amount is often less than take home pay suggests.

The limits in this guide apply to ordinary consumer debt. Child support, alimony, federal and state taxes, and federal student loans follow separate rules that often allow a larger share of pay to be taken, even in states with strict limits for other debts.

Exemptions are often not applied automatically. A worker may need to file a claim of exemption with the court within a short deadline after receiving notice of the garnishment. Reading the notice promptly, and talking with the creditor about a payment plan or settlement, can keep more of each paycheck.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.