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Rent Late Fee Laws in Indiana

Indiana has no statewide cap on residential rent late fees or required grace period, and cities and counties may not regulate fees charged by landlords.

Last checked . General information, not legal advice.

Indiana at a glance

Late fee cap
No statewide cap
State law sets no late fee amount, and local governments are barred from regulating any fees charged by a landlord.
Cap (% of rent)
No statutory cap
Grace period
None required by statute

The rules in Indiana

How much can a landlord charge as a late fee in Indiana?

Late fee cap in Indiana: No statewide cap. State law sets no late fee amount, and local governments are barred from regulating any fees charged by a landlord.

What percentage of the rent is the late fee cap in Indiana?

Cap (% of rent) in Indiana: No statutory cap.

How many days does a tenant have before a late fee can be charged in Indiana?

Grace period in Indiana: None required by statute.

Where do the Indiana rent late fee laws come from?

The rules above come from Ind. Code 32-31-1-20. Each source is linked on this page. We last checked them in October 2026.

What this means in practice

In many states, a landlord can charge a late fee only if the lease provides for it. Putting the amount, the due date, and any grace period in the lease in plain numbers helps both sides avoid disputes.

When a state counts a grace period, the details matter: whether weekends and holidays count, and whether the clock starts on the due date or the day after. Read the statute text linked on each state page rather than relying on a rounded summary.

Late fees are separate from unpaid rent. Keeping rent receipts and a record of the date each payment arrived makes it easier to check whether a fee was charged correctly and to resolve disagreements before they reach court.

General information, not legal advice. Laws change, and cities can add their own rules, so check the current statute before you rely on it.